The all-in-one financial platform
for SMEs and Innovative Enterprises
Open your business account in just 5 minutes. Manage cash flow, spending, access fast loans, and grow idle funds – all in one platform.
Tried, tested and trusted by hundreds of thousands of businesses
Transfer and Receive. Around the world.
Transfer money across borders securely – and access your funds fast in 20+ currencies
Are small businesses being left behind?
- Complicated traditional banking procedures
- Difficult to access capital without collateral
- Poor cash flow management
xBank was created to change this.
Flexible, smart digital finance – built for SMEs and Startups
- Open multi-currency business account in 5 minutes
- Team-based expense management
- Fast unsecured loans based on cash flow
- Earn up to 4%/year with Yield program
- Accounting integration & auto financial reports
- Embedded insurance & investment tools
SME Digital Lending
- No collateral
- For small business & household business
- Quick & simple registration process
- Limit up to VND 3 billion
Stay Ahead of Market Movements.
Discover new revenue streams, manage risk and plan for the future
| Currency | Buying | Selling |
|---|---|---|
| US Dollar (USD) | 4119 | 4070 |
| Thailand Baht (THB) | 123 | 122 |
| Vietnam Dong (VND) | 0,017 | 0,019 |
| Chinese Yuan (CNY) | 0,017 | 0,019 |
| Japan Yen (JPY) | 0,18 | 0,18 |
Make team spending easy, stress-free
Use cards, expenses, and analytics to get real financial control in a fraction of the time
Control & spend permission easily
Invite your whole team and enjoy effortless control over spending
Control & spend permission easily
Get physical & virtual cards for your team. Virtual cards live on your phone as digital debit cards. Simply order now in-app
Security is the key, and the top priority.
Everything is under xBank security, we make sure your transaction goes to the right places.
Quick & convenient
Registration process
- 1. Register online
- 2. Upload business license and personal documents
- 3. E-KYC within 10 minutes
- 4. Start using immediately
Customer Stories
“Only took 5 minutes to open a business account – faster than any bank I’ve used.” – Nguyen Hoang Anh, CEO of E-commerce company
“xBank helps our finance team save hours monthly – cash flow is now fully visible.” – Tran Ngoc Lan, CEO of a tech startup
Online Banking Build On Blockchain
Optimize your business finances. Lower costs, improve efficiency, and gain full control of your cash flow.
